I know a lot of people here have 50+ bottles in their collection (many of which are expensive niche brand). And any of the other costs of a fragrance hobby such as samples and decants.
And then there's also the important financial priorities: putting a percentage of income every year into retirement, putting some money in an emergency fund in a bank or bonds, and then putting money into a house or condo (or at least saving up for one). That, in addition to daily living necessities and some other luxuries.
How do you personally find that balance?
The more specific your answer, the helpful.