I only moisturise my face and neck, ten to fifteen minutes after shaving, and like The Gentleman's Refinery unscented balm. They have a scented version, which smells of rose geranium and a mote of sandalwood, but it interferes with fragrances and isn't that appealing in its own right. It is very good for extending the longevity of fragrances, but am thinking of trying something that also protects somewhat against the sun.
As a side note, applying fragrances with bergamot or oak moss to the neck seems to be a bad idea, as I understand that they work as photosensitisers. That is to say, the skin becomes more sensitive to the sun. Hence why bergamot used to be used in suntanning lotions, as opposed to sunscreens. Sad to say, I have become increasingly wary of applying scents with these things in them to my neck. A great pity, as that is the most enjoyable way to enjoy classic eaux des colognes on hot days. Those with beards seem rather sensible in this respect.