Two come to mind that fit all three aspects, I think:
Scents of Time
Ankh - this is a beautiful and very natural smelling green incense scent that is subtle and yet masculine. It is spiritual and uplifting and yet fresh and invigorating in the same manner that a good frankincense or manilla copal incense might be. It's not at all churchy, instead it smells more like, well, let me break down its progression:
fresh lime + juniper berries + hints of wood which progresses to a slightly spicy heart of cinnamon and other spices over a more prominent sandalwood and frankincense, and a drydown that becomes woodier and drier with just a tiny hint of smoke. It is a light and subtle scent that does not project very far so it is more for your own enjoyment and peace of mind than it is to impress others. Samples of this can be ordered from the site "Aqua de Luna." This is the most natural smelling incense scent I've come across (the CDG incenses, such as those recommended above, while nice feature a very synthetic and irritating woody/incense note in the drydown.)
(more info on Ankh. Also, note that although it lists the MSRP as $99, there is a 40% off promotion running which can be found by clicking the specials & promotions tab
http://www.aquadeluna.com/en/products/ankh )
The other is
Maitre Parfumeur et Gantier
Bois de Turquie - this is another one of my top 12 scents (out of the 400 or so i've smelled). It perfectly balances the spiritual/aesthetically pleasing elements, along with the masculine and feminine elements. It starts out with a sweet orange and orange blossom along with a nice dose of bay leaf. This progresses to a jasmine, cinnamon, ginger and iris heart with some dusty dry frankincense in the background, and finally dries down to a soft incense with hints of dark patchouli. The scent evolves wonderfully throughout the day but is always subtle and natural smelling, just as is Ankh. While its character is that of an oriental scent, its lightness makes it wearable in any weather and nearly any situation. (Luckyscent description here:
http://www.luckyscent.com/shop/secti...e_Turquie.html )