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  1. #1

    Question Are your frags insured?

    Currently experiencing flood alerts where I live, have had to organize my "must-save" frags and be resigned to losing some if worst happens (though they say now it won't, thank goodness). I suppose my frags are covered by our home insurance, though I haven't checked. I now think I might need to up the amount, though, because it would be very expensive to replace some of my precious vintage decants and splits, even if I could find them again.
    Do you insure your frags? If so, how do you calculate their monetary worth?

  2. #2

    Default Re: Are your frags insured?

    Thats a good idea. I haven't insured.

    Other than 55 degrees of heat and 90% humidity, we have no natural disasters here.

    It did not rain once this winter!
    for swap/sale:



  3. #3
    Super Member Hayven's Avatar
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    Default Re: Are your frags insured?

    I have insurance for the inside of my home, so I assume too that they would be covered in case of a disaster. I don't have all my bottles listed here, but I'm estimating maybe $1200-$1600. I really don't have much of a method on appraising them, just estimating based on what I paid for them.
    Last edited by Hayven; 9th July 2012 at 11:02 AM.

  4. #4

    Default Re: Are your frags insured?

    No, they would be in with the house insurance perhaps.

    Now, coughs loudly, someone went away and added up all my perfume collection in money terms. The total came to £19,830+!!!!! Oh yes, I have crossed into the hoarder division.
    DONNA

  5. #5
    hednic's Avatar
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    Default Re: Are your frags insured?

    Part of the house insurance

  6. #6
    Moderator
    rum's Avatar
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    Default Re: Are your frags insured?

    Quote Originally Posted by hedonist222 View Post
    It did not rain once this winter!
    Same here, but it's been raining all summer though

    I've been wondering the same thing but in terms of travel. I'm taking many Creeds with me on holiday. Whilst I have insurance through my card issuer, I do wonder if I will have problems telling them that I have fragrance worth ~ £500 with me, should my luggage get lost or damaged, etc...

  7. #7

    Default Re: Are your frags insured?

    Donna, I'm in absolute awe! A perfume goddess! I have nothing near that value - yet - but live in hope. It's hard to put a value on the rare vintages, extraits, and so on, because like jewelry with sentimental value it would be impossible to replicate the collection. I will increase my premiums, though, when the current flood threat is over. (FYI - I live in the Fens, so we constantly get flood watches, but last weekend there was a warning when the Environmental Agency rang us, and that's serious.)
    When DH retires, we're going to move to a hill somewhere - anywhere!

  8. #8

    Default Re: Are your frags insured?

    redrose, the person who did it regarded it as illness!! Fool!!!
    DONNA

  9. #9

    Default Re: Are your frags insured?

    I think you're either a perfumista or not. No in-betweens, only progress on the path. Some never find the path.

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