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  1. #1

    Red face PayPal Or Credit Crad ?

    Hello Friends I have a quastion .
    What more safty when i use to buying online credit or paypel?
    What you use? and why?
    Thanks For Helping.

  2. #2

    Default Re: PayPal Or Credit Crad ?

    PayPal is safer imo. The seller never has access to your cc numbers.

  3. #3
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    Default Re: PayPal Or Credit Crad ?

    I have used both without a problem. I have found it easier to dispute a charge and get my money back directly with a credit card.
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  4. #4

    Default Re: PayPal Or Credit Crad ?

    Quote Originally Posted by hednic View Post
    I have used both without a problem. I have found it easier to dispute a charge and get my money back directly with a credit card.
    +1
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  5. #5

    Default Re: PayPal Or Credit Crad ?

    I usually have a balance in my PayPal account, so I prefer to use that. And, as Frampton said, the seller has no access to your card number.

    It's not often that I've had to file a dispute through PayPal, but it's a painless procedure.
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  6. #6
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    Default Re: PayPal Or Credit Crad ?

    Things might be different if I'd ever had to resolve a dispute, but so far I prefer PayPal because my information is consolidated in one place and sellers don't see it. That said, the Internet is not safe and no site is 100% secure.

  7. #7
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    Default Re: PayPal Or Credit Crad ?

    PayPal is my first option, since it protects your source of payment. But will use my CC for sites that don't have the PP option. As someone else mentioned, I sell other things (movies, etc.) and obtain payment through PP, so I'd rather use the funds in there first.

  8. #8
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    Default Re: PayPal Or Credit Crad ?

    AMEX card. They will bend over backward to make things right for the cardholder. Not so with Visa or MasterCard as
    I painfully learned. PayPal WITH Amex card is solid rock for cardholders.
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  9. #9
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    Default Re: PayPal Or Credit Crad ?

    Quote Originally Posted by hednic View Post
    I have used both without a problem. I have found it easier to dispute a charge and get my money back directly with a credit card.

  10. #10

    Default Re: PayPal Or Credit Crad ?

    I have use both. Both are popular payment methods

  11. #11
    Basenotes Junkie
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    Default Re: PayPal Or Credit Crad ?

    Quote Originally Posted by hednic View Post
    I have used both without a problem. I have found it easier to dispute a charge and get my money back directly with a credit card.
    Yep.

  12. #12
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    Default Re: PayPal Or Credit Crad ?

    Recently I became a victim of internet fraud and I used my debit card for payment. Had to call my bank, they issued me a new card and then I had to file a transaction dispute which luckily was resolved. So I prefer PayPal if there is an option. Plus with PP you don't have to fill in your billing\shipment adresses

  13. #13
    Basenotes Institution TNBLUEMIKE's Avatar
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    Default Re: PayPal Or Credit Crad ?

    Paypal for me all the way in this time of wicked fraud.
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  14. #14

    Default Re: PayPal Or Credit Crad ?

    I will always pick Paypal if it is offered.
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  15. #15
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    Default Re: PayPal Or Credit Crad ?

    I've never had a dispute, so I know nothing about the pros and cons of PayPal for disputes, but I like using it more than a card. I always use PayPal when it's an option. So far it has done exactly as advertised, 10 years, no problems.

  16. #16
    Basenotes Institution 30 Roses's Avatar
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    Default Re: PayPal Or Credit Crad ?

    PayPal, and you are making a purchase so define it as such. Don't use the "send money to friends and family" option for a purchase.

  17. #17
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    Default Re: PayPal Or Credit Crad ?

    Quote Originally Posted by 30 Roses View Post
    PayPal, and you are making a purchase so define it as such. Don't use the "send money to friends and family" option for a purchase.
    +1. PayPal had ‘saved’ me a couple of times from fraudulent sellers.
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  18. #18
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    Default Re: PayPal Or Credit Crad ?

    PayPal for when shopping from non-home countries is a must in my experience. I've been saved a few times as well.

    Luckily here in the UK we have what is known as "Section 75" protection meaning if a retailer doesn't honour their agreement or doesn't refund you, the credit card company handles it. That was really useful for me in the past.
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  19. #19

    Default Re: PayPal Or Credit Crad ?

    Credit card through PayPal if you want maximum protection.

  20. #20

    Default Re: PayPal Or Credit Crad ?

    If I have purchased before, and am really confident with the store, I pay with credit card. For first purchases I always choose Paypal, as it is safe in case of problems.




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